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An Introduction to Two-Way SMS Communications

Two-way texting enables lenders to build relationships with their borrowers by personalizing the experience. SBT’s Vivek Rao provides this introduction to get started.

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Calculating APR (Part 2)

Learn how to caculate APR by looking at the effect of having an extra 19 days in the first period.

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Calculating APR (Part 1)

Learn how to calculate APR by looking at the mathematical procedure for deriving the APR from a payment flow.

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Han Solo's Debt Revisited

Han Solo’s Debt Revisted - Our favorite author Aaron Abrams geeks out on both Star Wars and Finance!

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Turning Data to Gold

Learn the value of data and how you can use it to increase business efficiency and profitability.

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Calculating an Amortized Payment

Learn how to calculate the correct payment that will cause a loan to pay off in the specified term using amortized payments.

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Trends to Watch in 2017

Making predictions in the ever-changing lending and financial markets is indeed speculative at best, but it’s worthwhile to see what various experts and outlets believe are the trends to watch and the pitfalls to avoid.

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How to Make Credit Cards Work For You

Credit cards are awesome. I have a queue of credit card applications like an online-shopper has a wish list. But it wasn’t always that way.

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The Giants Awaken

Goldman isn’t partnering with P2P platform or an online lender. It is becoming one. They may just win and here’s why.